Terms & Disclaimers

Please read these Terms & Disclaimers carefully. By using this website or requesting a quote, you agree to the terms below.

Not a government agency

Planning Insurance is an independent, licensed insurance agency. We are not a government agency and are not affiliated with, endorsed by, or connected to the U.S. government, the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), or the Health Insurance Marketplace. Medicare has neither reviewed nor endorsed the information on this site.

Informational purposes only

Content on this website is provided for general informational purposes and does not constitute insurance, financial, legal, or tax advice. Plan availability, benefits, premiums, and eligibility vary by location, age, income, and health, and are not guaranteed for everyone. Any plan examples shown reflect coverage available to some applicants only. Your actual options will be confirmed by a licensed agent.

No guarantee of coverage

Submitting a quote request or speaking with an agent does not guarantee approval, eligibility, or any specific rate. All coverage is subject to the terms, conditions, and underwriting of the issuing insurance carrier.

Consent to contact (TCPA)

By submitting your information, you authorize Planning Insurance and its licensed agents to contact you at the phone number and email you provide — including by automatic telephone dialing systems, prerecorded messages, and text — regarding insurance products. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent at any time.

Third-party links

Our site may link to third-party websites. We are not responsible for the content, privacy practices, or accuracy of those sites.

Limitation of liability

This website is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Planning Insurance is not liable for any damages arising from your use of the site or reliance on its content.

Contact us

Questions about these terms? Call us at 1-833-000-0000.